Rural Lifestyles | Trillium Mutual Insurance

Rural Lifestyles Package

Rural homeowners live on larger properties with lots of natural space for using equipment, gardening and many other outdoor activities.  The communities are smaller and people rely on each other more for support and assistance. There are many different reasons people live and work in rural communities including the slower pace of living.  Trillium’s staff live and work in across these communities.  They understand the unique needs of the community members and have created the Rural Lifestyle Package to address those needs.  

A traditional homeowners policy works for a traditional home, if you live in a rural area you need coverages unique to your day to day life. 

This product addresses the lifestyle of rural homeowners who also may have outbuildings, large equipment, livestock or produce exposures.

We have created a specifically designed packaged for rural Ontario homeowners living on:

  • a property of up to 100 acres
  • with a dwelling value of up to $2,500,000
  • OR up to $8,000 annually in farm income

We are committed to the development and sustainability of rural communities across Ontario in everything we do.

Learn about our ROOTS Community Fund and Agri-Education Podcast (The Back 40) which are just a couple of ways that our team works to support our members!

Coverages Include:


Personal Cyber Protection

Coverage against cyber threats and risks to your personal computer.

Service Line Coverage

Covers physical damage to a covered service line (including excavation costs)

Green Build Upgrades

An additional coverage for upgrading to products or materials that are more energy efficient for a covered loss.

High Value Home Endorsement

Provides increased limits on many existing property coverages and new additional coverages.

Broad Form Outbuilding Extension

Includes outbuilding coverage that extends to include detached private structures.

Legal, Emotional & Identity Theft Assistance

UNLIMITED access to a support services helpline to provide assistance during those overwhelming times

And Much More!!