Real Ontario Farm Insurance

Ontario farms face unique risks — from severe weather and electrical hazards to livestock loss and liability exposures. Our farm insurance solutions are built specifically for agricultural operations across the province.

From Chatham to Cornwall, Thunder Bay to Fort Severn, we help protect your buildings, equipment, livestock and farm income. Farm insurance should do more than respond to claims — it should strengthen long-term risk management and resilience for Ontario farming families.

Find a Broker

Reliable coverage for every unique operation

With so many choices insurance can get complicated very quickly. We make it simple and easy to know you are covered.

Why Choose Us for Farm Insurance

Real Ontario Farm Brokers are experts dedicated to enhancing their knowledge in agriculture so they can ensure your operation stays up and running!

 

01

Farm Insurer of Choice

We are the premier Insurer of Choice for farmers and agricultural operations across Ontario!

02

Protection Past the Policy

Rural Risk Advisors that understand the uniqueness of farming and have resources to keep your operation running.

03

Agricultural Claims Experts

We bring unparalleled knowledge and experience to efficiently resolve farm losses allowing them to focus on cultivating their success.

04

Community Support

Community focus supporting local communities, as we foster the growth and sustainability of rural Ontario.

What Does Farm Insurance
Cover in Ontario?

Every farm is different. That’s why our farm insurance policies are customized for Ontario operations of any type and size.

Farm Property Insurance

The Heart and Soul – Coverage for barns, sheds, silos, storage facilities and other farm structures against fire, wind, theft and more.

Farm Equipment and Machinery Insurance

Fortified Farm Arsenal – Protection for tractors, combines, implements and specialized equipment — whether in storage or in use.

General Liability

Grow with Confidence – protecting against legal hassles from third-party injury or property damage claims.

Livestock Insurance

Ensure Your Herd Thrives – Coverage options for dairy, beef, poultry and other livestock operations in Ontario due to disease, accidents or natural disasters.

Business Interruption Coverage

Weather Any Storm – Helps replace lost income if a covered loss disrupts farm operations.

Frequently Asked Questions

Farm liability insurance protects against claims if someone is injured or their property is damaged as a result of your farming operations.

Yes, coverage options can include livestock mortality due to covered perils, depending on your policy structure.

Insurance is only one part of protecting your operation.

We support Ontario farmers through:

  • Risk assessments

  • Electrical monitoring solutions (AEMS)

  • Safety education and farm loss prevention resources

  • Broker-led risk reviews

By reducing preventable losses, we help protect what matters most — your livelihood and your legacy.

Farm insurance premiums vary depending on:

  • Type of operation

  • Acreage and revenue

  • Livestock exposures

  • Building values

  • Claims history

  • Risk mitigation measures in place

A local broker can help tailor a policy that reflects the true needs of your farm.

If your residence is located on the farm property, coverage can often be integrated into a comprehensive farm policy.

Many Ontario farm insurance policies can extend coverage while equipment is temporarily off premises, subject to policy terms.