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Ontario’s Farm Insurer of Choice.

It’s our mission to protect and enhance farm and community lifestyles throughout rural Ontario.

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Our coverage keeps you growing

With so many choices, coverages, and companies, insurance can get complicated quickly. We keep it simple—so you can focus on what matters most, knowing your farm is protected.

Farm insurance is at the heart of what we do, but we also offer coverage for Rural Businesses, Cyber risks, and Rural Properties. As a proudly Canadian mutual insurer, our team lives and works in communities across Ontario, bringing local knowledge and a shared commitment to protecting Canadian farms and rural businesses.

Our Insurance Options

A proud past.
An exciting future.

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Trillium Mutual was established on January 1, 2004, in an amalgamation between two farming-focused insurers: Formosa Mutual Insurance Company and Elma Mutual Insurance Company.

This productive merger gave rise to the organization we have today – one that recognizes the importance of a balance between past, present, and future.

Our current Board of Directors and staff are equally dedicated to this ideal, and are committed to sound governance and industry leadership.

Exceptional customer service

We take pride in providing excellent customer service.

Protection through insurance solutions

We provide protection through innovative solutions, whatever
your needs may be.

Agri-Business solutions

Backed by Specialized Rural Risk Advisors & Agricultural Claims Adjusters.

Community support

Dedicated to helping our members thrive and support communities in which they live and work.